Financing options
Flexible Payment Solutions for Your Project
At ELR Restoration, Inc., we understand that restoration, repair, and home improvement projects can represent a significant investment. That’s why we offer access to flexible financing options designed to help qualified homeowners move forward with their projects while spreading the cost over time.
Explore financing optionsFinancing for your project
Financing May Be Available For:
- Water damage restoration and reconstruction
- Mold remediation
- Roofing repairs and replacement
- HVAC services and system replacement
- Kitchen and bathroom remodeling
- Interior and exterior renovations
- Flooring and other property improvements
- Customer-selected upgrades and additional work
- Applicable insurance deductibles and other eligible out-of-pocket project costs
Need Help With Your Deductible?
If your project involves an insurance claim, financing may be available through a third-party financing provider for your applicable deductible and other eligible out-of-pocket project expenses, subject to lender approval and program requirements.
Explore financing optionsHomeowners remain responsible for payment of any applicable insurance deductible. ELR Restoration, Inc. does not pay, waive, rebate, credit, or absorb insurance deductibles.
How financing works
How financing works
Property Assessment & Scope Development
We evaluate your property and proposed project to determine the appropriate scope of work. Once the scope is established, we prepare a detailed written estimate outlining the services and associated project costs.
Project Review
We review the proposed scope of work and estimate with you so you have a clear understanding of the project, services, and costs before deciding how you would like to proceed.
Financing & Payment Solutions
If you would like to finance your project, available financing options can be reviewed with you. Financing provides qualified customers with an alternative to paying the entire project cost upfront.
Application & Project Authorization
Financing applications are completed directly through the third-party financing provider. The financing provider independently determines eligibility, approval, interest rates, payment amounts, terms, and other financing conditions.
Once the project is authorized and the appropriate payment or financing arrangements are established, ELR Restoration will coordinate scheduling for the work.
Apply for financingFinancing providers
Apply directly with a financing provider
Applications are completed on the financing provider’s website. Each provider independently reviews your application and sets its own terms.
FTL Finance
Traditional consumer loan (not PACE) for equipment installs, repairs and materials. The online application is already linked to ELR Restoration.
Apply onlineOpens the provider’s website- PACE
Renew Financial
Starts by checking whether your address is eligible before you apply for anything.
Check my addressOpens the provider’s website - PACE
Home Run Financing
Offers PACE and traditional loans. Approval is not based on credit score alone.
Get startedOpens the provider’s website - PACE
Ygrene
Online prequalification. Finances roofing, HVAC, impact windows and water mitigation.
PrequalifyOpens the provider’s website
Have questions?
Our team can answer questions regarding your project estimate, scope of work, and available payment options.
For questions regarding financing approval, interest rates, loan terms, monthly payments, credit requirements, or other lending terms, customers should consult directly with the financing provider.
Contact ELR RestorationFinancing disclosure
Financing is provided by independent third-party financing providers and is subject to lender approval, credit requirements, terms, conditions, and availability. Interest rates, payment amounts, loan terms, fees, and approval decisions are determined by the financing provider. ELR Restoration, Inc. is a construction and restoration contractor and is not a lender or financial institution.